Payment starts with one word
Confirm purchases by phone using a unique code word. No need to enter card details, install additional apps, or go through complex payment scenarios


      Problem
      Traditional payment methods create unnecessary steps
      For phone orders and remote sales, users have to switch between devices, find their bank card, open apps or scan QR codes. Every extra step increases the likelihood of cart abandonment
      Cumbersome card entry process
      Need to install apps
      Complications during phone payment
      High risk of losing the customer at the payment stage
      Problem
      Traditional payment methods create unnecessary steps
      For phone orders and remote sales, users have to switch between devices, search for their bank card, open apps or scan QR codes. Every extra step increases the likelihood of cart abandonment
      Cumbersome card entry process
      Need to install apps
      Complications during phone payment
      High risk of losing the customer at the payment stage
      Payment without entering card details
      No QR codes or additional apps
      Confirm your purchase right during the call
      Fast and secure bank payment
      Solution
      DynaPay simplifies payment to a single confirmation
      The system generates a unique code word that the customer says during the call. After identity verification, the bank automatically processes the payment without sharing card details with the seller
      Payment without entering card details
      No QR codes or additional apps
      Confirm your purchase right during the call
      Fast and secure bank payment
      Solution
      DynaPay simplifies payment to a single confirmation
      The system generates a unique code word that the customer says during the call. After identity verification, the bank automatically processes the payment without sharing card details with the seller
      The banking side of the process
      Before the first payment (one-time):
      ◈ The user registers in DynaPay through integration with MSI
      ◈ Links their card to their phone number
      ◈ The bank confirms the «phone number → card» link
      During the payment:
      ◈ DynaPay generates a one-time code word
      ◈ During the incoming call, the system verifies the spoken code word
      ◈ After verification, a charge request is sent to the bank
      A completely new way to pay
      1 step
      At checkout
      The self-service terminal screen displays the DynaPay button and your unique code word, for example, «FALCON»
      2 step
      One call
      You call the specified number from any phone and say the word to the operator or via voice menu
      3 step
      Done!
      The system instantly links the call to your purchase, confirms the payment, and the terminal prints the receipt
      The future of payments is here
      Accessibility
      Works on any phone, no smartphone required
      Data
      Quality customer analytics through MSI
      Uniqueness
      An exclusive method that competitors don’t have
      Savings
      Reduces the load on the contact center
      Loyalty
      Customers return where paying is easy
      Income
      New transaction flows and commissions
      Security
      One-time code protects against fraudsters
      Image
      An innovative bank that listens to its customers
      One call. One word. One payment.
      Find out how DynaPay helps make the payment process faster, more convenient, and more secure for both customers and businesses
      Still have questions?
      Brief answers to the most important questions about DynaPay

      No. The payment is processed through the bank, and card details remain protected

      Send a request — we will connect your number within a few hours and help you set up the first scenario

      Yes. Each code word is generated for a specific transaction and can be used only once

      The process takes just a few seconds and happens right during the phone call

      After placing an order, the system generates a unique code word. The user confirms the payment by phone, and the bank then processes the charge

      The solution is suitable for retail stores, delivery services, contact centers, booking services, and other businesses that handle remote payments

      Ready to change the way you handle payments?
      Leave a request and we will show you how DynaPay can make payments faster, more convenient and more secure for your customers